Reserve Retirements

Reserve Retirement Branch (PERS-912)

Navy Reservists generally retire twice. The first time: Non-Regular Retirement without Pay (also known as Retirement Awaiting Pay, Gray Area Retiree) effective the 1st of the month requested, and later in life they'll apply for Non-Regular Retirement With Pay (effective at age 60 or early retirement date as authorized under NDAA FY2008, here forth Retired Pay Eligibility Date). Per Title 10 USC, individual members MUST apply for their retirement, including those able to directly retire with pay.

Contact MyNavy Career Center (MNCC) by phone at 1-833-330-MNCC (6622), or email askmncc@us.navy.mil* (a case will be created in Salesforce and routed to applicable PERS-912 queues for processing. Please do not send additional emails directly to PERS-912). *Disclaimer on correspondence via email: Sending any documents with PII via unencrypted email is at your own peril:

If you have specific inquiries on your request to retire, especially where your Personally Identifiable Information would be required to answer your question.
If for any reason you are unsure if PERS-912 has your correct name and address, including that you did not provide it in your submitted retirement package documents, or have changed your contact information recently.
If you (or a member for whom you are researching) submitted your Retirement With Pay application six months ago, but have not yet received via email from NPC PERS-912 your Retirement Orders letter “Retirement Order and Transfer Authorization to Retired Reserve Status with Pay for Non-Regular Service“, or you have not been otherwise contacted by PERS-912 for specific follow-up or additional items, your retirement has not been completely processed.

All documents received and entered into the PERS-9 database now generate an automatic email notification from MNCC to the service member acknowledging receipt.

For information concerning Reserve Transition Outreach briefs: Reserve Transition Outreach

Applying for Retirement without Pay (PERS-912F)

Applying for Retirement with Pay (PERS-912E)

Stay Connected with DFAS

Visit the DFAS Gray Area Retiree page and create your myPay DFAS account to stay connected. Gray Area Retirees - Navy Reserve

Benefits for Gray Area Retirees and Recipients of Retired Pay

As a Retired Reserve service member who has received a 20-year letter but has not received retirement pay, you may be eligible to receive gray area benefits.

The following shows these benefits compared to the full retiree's:
Benefits for Retired Reserve Members

Identification Card (ID card)

To obtain ID cards for you and your eligible dependents, visit the nearest card issuing facility with a copy of your retirement orders (and dependents’ birth/marriage documentation if not previously enrolled in DEERS). This ID card includes commissary, theater and unlimited exchange privileges. You may locate the closest facility either by dialing 1-800-538-9552, the person answering the telephone will assist or visit RAPIDS ID Card Office Online Locator and search by your zip code. You will be given the three closest card issuing facilities.

Presidential Certificates of Appreciation

PERS-912 will automatically request a Presidential Letter of Appreciation (PLOA) from the residing President if you've completed 30 years of credible service. To request a PLOA from a former U.S. President, click this link for further information. Former PLOA

For members that have been approved to retire with 20 or more years of service, the command in which you are retiring from will automatically request. Information on how to request Current PLOA

Notification of Change of Address

Retired Reservists are responsible for keeping Navy Personnel Command PERS-912 informed of their current mailing address. If a temporary change of residence is planned and mail cannot be delivered promptly by means of the existing mailing address, the member should also inform PERS-912 of the temporary address at the beginning of the temporary residence period and of the return to the permanent address at the end of the period.

Contact PERS-912 via MNCC at 1-833-330-6622 or via email at askmncc@navy.mil to update your mailing address.

Personnel receiving retired pay and former members must also notify the Director, Defense Finance and Accounting Service, U.S. Military Retirement Pay, 8899 E 56th Street, Indianapolis, IN 46249-1200, toll free number 1-800-321-1080.

•NAVADMIN 243/14 directed all Navy Reserve members to receive retirement counseling, via Career Development Boards (CDBs) for enlisted, and Mid-Term Counseling for officers. OPNAVINST 1750.5A specifically directs that all retiring sailors, active and reserve, shall receive counseling as to their Survivor Benefits. Retirement Transition Outreach provides members with a means to receive such counseling during this significant Military Life Cycle (MLC) Career Life Event (CLE).
•NAVADMIN 273/17 directed members with commands that have access to Navy Standard Integrated Personnel System (NSIPS) Web to submit requests through the Employee Self-Service Retirements and Separations (RnS) function, effective 01 January 2018.
•NAVADMIN 160/20 announced interim policy guidance pertaining to command-sponsored retirement ceremonies delayed due to the 2020 coronavirus pandemic.
In early 2020, several changes were released to improve the NSIPS RnS module. Now, the NSIPS RnS module allows members with 19 qualifying years to submit retirement requests. Those NPQ members with 15 qualifying years can also now submit retirement requests, if the member’s MAS code had been similarly changed to reflect that status. NSIPS will no longer let a member submit a retirement request earlier than 12 months in advance of the retirement effective date, and it will not let a member to submit with a retirement effective date in the past.

Additional References

Concurrent Retirement Disability Pay (CRDP)

Estimated Earnings & Military BuyBack
Severance Pay Recoupment

Need Career, Pay or Personnel help?
Call MyNavy Career Center: 833-330-MNCC,
or 901-874-MNCC (DSN 882-6622)
Email MNCC, MNCC Chat
Comments or Suggestions about this website?
Email the Webmaster

NAVY PERSONNEL COMMAND
5720 Integrity Drive
Attn: PERS-### or BUPERS-###
Millington, TN 38055-0000
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