Retirement With Pay

Applying for Non-Regular Retirement with Pay

The earliest date retired pay may commence is your 60th birthday or the day after completion of 20 years of qualifying service, whichever is later unless early retirement is authorized under NDAA FY2008.

Notification is mailed in advance to advise you on how to submit an application for retired pay (typically 10 months prior to member's 60th birthday or early retirement date as authorized under NDAA FY2008, here forth Retired Pay Eligibility Date). PERS-912 receives hundreds of returned notification letters due to addresses not being updated. If you have not received notification six months prior to your Retired Pay Eligibility Date, the following forms (DD108 and DD2656) must be completed, signed, dated and mailed or attached to your NSIPS request.

The effective date of retirement with pay can be the very day you are eligible, regardless of the day of the month.

You will need Adobe Acrobat Reader (https://get.adobe.com/reader/) to view these files. You must save the forms to your computer (i.e. desktop) and then open from the saved file.

• DD Form 108 Application for Retired Pay Benefits - For sections 13-17 of the form (Service After 30 JUNE 1949); if you agree with the Statement of Service you received from PERS-912, you do not need to fill out details in this section. You may write diagonally in the section stating that you “accept records of service as maintained by the Department of the Navy” or something similar to that effect, along with your signature and date under your statement. DO NOT FORGET TO SIGN IN BLOCK 18 as well. PERS-912 frequently receives this form unsigned which delays processing time.

See section for Points Correction if you do not agree with your Statement of Service and be prepared to provide substantiating evidence to support.

• DD Form 2656 Data for Payment of Retired Personnel –Establishes a Retired Pay Account with DFAS including designation of beneficiaries for unpaid retired pay, state tax withholding, and information on dependents. It also establishes SBP election if you opted to wait until eligible to receive retired pay or had no beneficiaries at the time of NOE receipt.

If you have any questions or concerns, please contact PERS-912 via MyNavy Career Center (MNCC) by calling 1-833-330-6622 or by email at askmncc@navy.mil* (a case will be created in Salesforce and routed to applicable PERS-912 queues for processing. Please do not send additional emails directly to PERS-912) *Disclaimer on correspondence via email: Sending any documents with PII via unencrypted email is at your own peril.

Submit via NSIPS

If you are transferring to the retired pay status from a drilling status (DSC 200), you will submit your Retirement with Pay via NSIPS. Current policy requires endorsements from your chain of command.
From Main Menu of NSIPS -> Employee Self Service -> Retirements and Separations -> Request Retirement/Separation
Under Request Details, Choose Request Type “Non-Regular Retirement with Pay”
Your request will route for approval to your command, followed by your NRC and lastly to NPC (PERS-912). You will need to monitor the routing to ensure your request is received by NPC within 180 days or it will be automatically denied.
Once at NPC the Approval Status will remain as "Pending" until the day after your effective date. Once PERS-912 has determined your are eligible, we will notate this approval in the Attachments/Comments section of your NSIPS request under the "Comments and Recommendations" section. Once your effective date has passed, your point record will be closed out, retirement approved and DSC will change to 900. Your retirement orders cannot be issued in advance of your effective date and will be emailed. Your retirement documents will be forwarded to DFAS for final setup of your retired pay account. DFAS may take a minimum of 30 days and will email you once complete.

Submit by Mail

If you are 1) Grey Area Retiree OR 2) Reservist on Active Duty orders and want to apply for Retirement with Pay, you will not be able to route your request via NSIPS and will need to submit my mail or email* (*Disclaimer on correspondence via email: Sending any documents with PII via unencrypted email is at your own peril).

If you are a reservist on orders you will also need to provide command endorsement document.

Complete processing of an application normally takes several months. Please include your social security number on all correspondence. If you have a change of any information before your Retired Pay Eligibility date, please report the update to PERS-912 by calling MNCC 1-833-330-6622 or by email at askmncc@navy.mil* (a case will be created in Salesforce and routed to applicable PERS-912 queues for processing. Please do not send additional emails directly to PERS-912) *Disclaimer on correspondence via email: Sending any documents with PII via unencrypted email is at your own peril:

Mail all forms with original signatures to:
Commander
Navy Personnel Command (PERS-912)
5720 Integrity Drive

Millington, TN 38055

OR email to askmncc@navy.mil* (*Disclaimer on correspondence via email: Sending any documents with PII via unencrypted email is at your own peril)
OR fax: 901-874-7045 (you will receive an email confirmation of receipt from MNCC)

While ALL documents received and entered into the PERS-9 database now generate an email notification from MNCC, Retired with Pay submissions will receive an additional email acknowledging receipt of the complete package –OR– if the retirement package is incomplete, an email will identify any documents missing or incomplete.

Participation

You may participate up to the day before your retirement effective date, but please let PERS-912 know your last participation so we can ensure all of your retirement points are credited prior to closing your record. It can take up to two weeks for drills, AT/ADT or active duty (please provide your DD-214 if on extended active duty orders prior to retirement) points to populate in your record. You can enter a comment in your NSIPS retirement request in the Comments section with the dates of any participation that is not yet reflected in your point record.

Please understand that if you do participate up to the day before your retirement effective date, you will not receive your retirement pay immediately after BUT you will be retroactively paid.

Identification Card (ID card)

Please allow one to two weeks following your retirement effective date for your status to update in DEERS prior to attempting to get your new ID cards for you and your family. To obtain ID cards for you and your eligible dependents, visit the nearest card issuing facility with a copy of your retirement orders (and dependents’ birth/marriage documentation if not previously enrolled in DEERS). This ID card includes commissary, theater and unlimited exchange privileges. You may locate the closest facility either by dialing 1-800-538-9552, the person answering the telephone will assist or visit RAPIDS ID Card Office Online Locator and search by your zip code. You will be given the three closest card issuing facilities.

TRICARE Healthcare Eligibility

Retirees under the age of 60 may be eligible to purchase Tricare Retired Reserve. Retired Reserve ages 60-64 are eligible for TRICARE Select and TRICARE Prime where available and if you become Medicare-eligible due to disability, you may transition to TRICARE For Life as early as age 60. Retired Reserve Age 65 and above begin TRICARE For Life and you must enroll in Medicare Part B. For further information, visit any of the links provided.

FEDVIP Dental Eligibility

Retirees can enroll within 60 days from eligibility date or wait until Open Season. Changes can be made only during Open Season or with a qualifying event. Visit United Concordia's FEDVIP for more information. To enroll, visit BENEFEDS.

Retired Pay Calculation

Total Number of Points ÷ 360 x .025 x “B” Utilize our downloadable calculator in Excel format. Retirement Calculator.xlsx

“B” represents the base pay available at the time the member starts receiving retired pay at Retired Pay Eligibility Date. For those who entered military service after 7 September 1980, the base pay is calculated by adding the base pay available for the member (commensurate with their rank and longevity) for each of the 36 preceding months prior to drawing retired pay, and dividing that by 36 to get an average pay rate for the final 3 years.
Note that for purposes of entering the pay tables, a member’s longevity starts with the pay entry base date (PEBD) and continues to accrue as long as the member holds Retired status until the member starts to draw retired pay.
Because of this standard, most reserve members will max out on the longevity scales by the time they reach Retired Pay Eligibility Date.
Also note that should a member request and receive a discharge, instead of transferring to Retired Reserve status, at an age of less than 60 years, longevity would no longer accrue and base pay would be calculated on pay scales available at the discharge date.

Retired Pay is typically deposited on the first day of the month covering the previous month. If your effective date for retired pay is October 1st, you should receive your first direct deposit on November 1st covering the month of October. If your effective date is September 29th, you will not receive a deposit on October 1st. It may take up to two weeks to receive your pay for September 29 and 30, then normal monthly deposits will occur after that. Please call DFAS for any issues with your pay, 1-800-321-1080.

Need Career, Pay or Personnel help?
Call MyNavy Career Center: 833-330-MNCC,
or 901-874-MNCC (DSN 882-6622)
Email MNCC, MNCC Chat
Comments or Suggestions about this website?
Email the Webmaster

NAVY PERSONNEL COMMAND
5720 Integrity Drive
Attn: PERS-### or BUPERS-###
Millington, TN 38055-0000
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